Privacy Policy

+ Types of Information We Collect

We collect many kinds of information in order to operate effectively and provide you the best products, services and experiences that we can. We collect information when you provide it to us when completing your registration, accessing any of our financial stores or tools, joining our Social Community or contact us for support.

• Creating an account. We collect information when you create an account, interact with our Platform or activate a subscription. Personal information may include your contact information (such as your name, address, phone number and email), profile photo, billing information (your payment information), usernames and credentials.

• Identification information. We may collect information to verify your identity, including your name, social security number, driver’s license numbers, government-issued identification details.

• Customer support and feedback. We may collect personal information when you reach out to us for support, give us feedback, participate in optional surveys and you choose to share.

• Social and community content. We receive content you post on our social media pages and our Social Community pages.

• Device information. We may collect information about your device such as Internet Protocol (“IP”) addresses, log information, error messages, device type, and unique device identifiers. For example, we may collect IP addresses from you as part of our sign in and security features.

• Third-party service content. We receive information about you when you sign into a third-party service with your account or when you connect your account to a third-party service.

• Usage information. We may collect usage information such as the pages you viewed, the features you use, your browser type and details about any links with which you interact.

+ How We Collect Information

• Information provided by you. We collect information from you when you enter it or otherwise provide it when completing your registration, accessing any of our financial stores or tools, joining our Social Community or contact us for support. This information could be provided via an online form, or via other means in which you interact with our Services.

• Information from third parties. Information may be collected from credit bureaus, and other partners who may have data on your financial profile, home, or other demographic information.

• Information from cookies and other tracking technologies. We use cookies, web beacons, and similar technologies to record your preferences, track the use of our Site and collect information. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of our Sites may not function properly.

+ How Your Information is Used.

We use the information we collect to operate, improve and personalize the products and services we offer, to run our business, to develop new products, or to market to you additional products and services that we believe you might be interested in.

We use your information, including your personal information to:

• Operate our business, including informing you about your account or provide security updates

• Improve your experience with our products and services

• Develop new products and services

• Connect you with experts and other users

• Communicate with you

• Personalize your experience, including through the development of insights about you and your needs

• Advertise, promote, or market our or our partners' products and services

• Comply with applicable laws or respond to lawful legal process from law enforcement and government agencies

• To enforce, remedy or apply our Terms of Service or other agreements

• Protect the rights, property, safety, or security of Goalry, our Platform, our customers, employees, or others and prevent fraudulent or illegal activity

+ How we share your information

We may need to share your information in the following circumstances:

With your consent. We share your information with third-parties when you have requested us to do so.

For joint sales, promotions and events. We may share your information with third-parties who are jointly providing sales initiatives, promotions or events with us.

With Third-party partners. We share personal information with our third-party partners who provide services on our behalf for the purposes described in this Statement. Third-party partners are required to implement reasonable privacy and information protection controls to maintain the privacy and security of information provided to them consistent with the privacy practices outlined in this Statement. These third-party partners may not share that information with any other third-party or use that data for any other purpose

For mergers and acquisitions. If we are involved with a merger, asset sale, financing, liquidation, bankruptcy, or the acquisition of all or part of our business to another company (collectively, a “Transaction”), we may share your information with that company and its advisors before and after the Transaction date.

Sales of personal information to third parties. We do not and will not sell personal information to third parties. We do share personal information with third-parties for the business purposes described in this Statement.

With our affiliates and subsidiaries. We may share your information with and among our affiliates and subsidiaries for everyday business purposes (as described in this Statement) as well as for marketing purposes.

Your Right to Limit information Sharing: certain laws, including Federal Law for our US customers, provides our customers with the right to limit our information sharing activities in certain circumstances. For example, you may have the right to limit our sharing of information about your creditworthiness with our affiliates for everyday business purposes or to limit sharing of your information to both affiliates and third-parties for marketing purposes.

You agree that the registration information submitted by you on this website will be shared with our affiliate companies, our third-party partners, and, either directly or through intermediary entities, with one or more third-party lenders (collectively “third parties”). We do not take loan applications, make loans or make credit decisions in connection with loans. We are not a lender, loan broker or agent for any lender or loan broker. There is no guarantee that you will be accepted by a lender, and we do not endorse any lender. We are not an agent for you or for any lender, and we do not control and are not responsible for the actions of any lender. Your lender is legally required to provide you with loan documents, and the terms of your loan, including rates and charges. Each lender has its own terms and policies, including a privacy Statement. Always carefully review all loan terms and policies provided by your lender and rely on your own judgment as to whether to obtain a loan. For details, questions or concerns regarding your loan please contact your lender directly.

Although our contractual arrangement and applicable law may limit how such third-parties can use your information, we do not control the privacy practices of these third-parties. If you have any questions or wish to remove your information from a third-party’s database, you will need to contact that party directly.

Some of our features enable you to connect to a social media account or share information on social media platforms. Any information you choose to share on social media may potentially be visible to a global audience and will be subject to the social media provider's privacy policies (not this Statement). You should take care only to share information on social media that you are comfortable sharing.

Your information may also be used to send you first-party and third-party promotional materials. As such, we and/or third-party marketers may target advertising to you by using direct mail, email, SMS text, telemarketing calls, targeted online banner advertising, applications and other means of communication to provide promotional offers. For more on how your information may be used by us and/or third-party marketers, please see Section 6, below.

We encourage third-party marketers to adopt and post privacy policies. However, the use of your information by third-parties is governed by the privacy policies of such parties and is not subject to our control.

YOU MAY OPT-OUT OF RECEIVING ANY PROMOTIONAL COMMUNICATIONS FROM US BY CHOOSING NOT TO SUBMIT YOUR PERSONAL INFORMATION. IF YOU HAVE ALREADY SUBMITTED YOUR PERSONAL INFORMATION TO US AND WISH TO OPT-OUT AT A LATER DATE, YOU MAY DO SO BY CLICKING HERE OR BY FOLLOWING THE INSTRUCTIONS IN THE COMMUNICATIONS THAT YOU RECEIVE.

+ Email and Telemarketing.

By registering on this Website, you may also receive commercial email and/or telemarketing calls in response to your inquiry from the us or third-parties who receive your information as provided in this Privacy Statement. If you provide your express consent to receive calls or text, you may receive telemarketing calls or text messages at the phone number provided regarding the products and/or services for which you have expressed an interest.

You expressly acknowledge that we may provide your information to third parties for promotional offers by email, telephone, mobile device and/or SMS text (including, your lawful prior express written consent in compliance with the E-SIGN Act, by automated telephone dialing and/or artificial pre-recorded voice) at the number provided. We may capture information to prove prior written consent was obtained from you, via an electronic signature. Specifically, we may have captured an IP Address, website pages which contain the consent language and fields, associated screenshots of the consent webpage as seen by you where your telephone number was inputted, complete data record submitted by the you (with time and date stamp), or other identification sources. All collected information will be retained by us for a period of time as determined by us, which could be four years or longer.

Separate lists may be maintained for different purposes. If you wish to end your inclusion in a particular list, you need only to follow the instructions at the end of each communication to unsubscribe from the particular list.

By submitting your personal information, you agree that such act constitutes an inquiry for purposes of the Amended Telemarketing Sales Rule (16 C.F.R. § 310 et seq.), as amended from time to time (the “ATSR”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, We and/or third-parties receiving your information as provided herein retain the right to contact you via telemarketing in accordance with the ATSR and applicable state do-not-call regulations.

Where you provide “prior express written consent” within the meaning of the Telephone Consumer Protection Act (47 U.S.C. § 227), and its implementing regulations adopted by the Federal Communications Commission (47 C.F.R. § 64.1200), as amended from time-to-time (the “TCPA”), you consent to receive telephone calls, including artificial voice calls, pre-recorded messages and/or calls (including SMS text messages) delivered via automated technology, to the telephone number(s) that you provided. You are not required to consent to such telemarketing as a condition of purchasing any property, goods or services; you may revoke such consent at any time. Standard text message rates will apply.

PLEASE BE ADVISED THAT BY AGREEING TO THIS PRIVACY STATEMENT, YOU ARE OBLIGATED TO IMMEDIATELY INFORM US IF AND WHEN THE TELEPHONE NUMBER ASSOCIATED WITH YOUR MOBILE DEVICE(S) HAS/HAVE CHANGED.

We are not responsible for third-party promotional communications sent to you. We provide you the opportunity to “opt-out” of having your information used for certain purposes. You may remove your information from our database by contacting us directly. If you remove your information from our database, it will no longer be disclosed to third-parties or used by us to send promotional communications to you. However, we may retain information necessary to establish your lawful consent to receive marketing messages, and third parties may retain information they have received from us.

+ Cookies, Web Beacons, Pixel Tags, Log Files and Online Behavioral Technologies.

The Website and email messages may contain first-party (Company-related) and third-party cookies, web beacons, pixel tags, browser analysis tools and web server logs that enable Company and/or third-parties to track your online behavior, collect information regarding your operating system and browser/device type, record what webpage or email you viewed, track the IP address of the device you use to interact with the applicable online service, record when you open or click on a particular online advertisement link or webpage, and additionally for other information gathering purposes such as the language your system uses and the country and time zone of your device.

A cookie is a small file uniquely assigned to you by a webpage server when you visit a webpage or click on a link and can assist in associating your information to a unique profile. Cookies are stored in web server logs and also in web cookies kept on your computer, which are then transmitted back to us and/or third-parties by your computer. Information about your account, preferences, your use of the Website and your online browsing habits may be stored. Such information allows us and/or third-parties to recognize you when you return, and track and target your interests in order to provide a customized experience. They also assist with the detection of certain kinds of fraud.

Some cookies are temporary, whereas others may be configured to last longer. “Session” cookies are temporary cookies used for various reasons, such as to manage page views. Your browser usually erases session cookies once you exit your browser. “Persistent” cookies are more permanent cookies that are stored on your computer even beyond when you exit your browser. Your browser preferences may be capable of being modified to accept or reject all cookies or request a notification when a cookie is set.

Pixel tags and web beacons are tiny graphic images placed on website pages or in emails that allow Company and/or third-parties to determine whether you have performed specific actions. When you access these pages or open email messages, the pixel tags and web beacons generate a notice of that action. These tools permit the measurement of responses to communications and improve related promotions.

Log files include IP addresses, browser type, Internet service provider, referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer a website, track user’s movement in the aggregate, and gather broad demographic information for aggregate use.

As set forth herein, Company and/or third-parties collect many different types of information from cookies and other technologies, including, without limitation, what website you were visiting before you came to the Website, the website you visit after you leave the Website, and other activities of yours over time and across third-party websites and online services.

As applicable, the use of cookies by third-parties on the Website and in email messages is subject to the privacy policies of those third-parties and is not covered by this Privacy Statement.

+ Credit Implications.

We do not make credit decisions. Third-party may perform credit checks with credit reporting bureaus or obtain consumer reports, either through national databases (e.g., Equifax, Experian and Transunion) or through alternative providers to determine credit worthiness, credit standing and/or credit capacity. Depending on the way a particular consumer reporting agency calculates your credit score, inquiries by potential lenders to consumer reporting agencies, particularly a large number of inquiries, may negatively affect your credit score. Because people often shop for rates when making a home or auto purchase, credit scores often are adjusted so that inquiries for those reasons that occur with a short period of time as counted as a single inquiry, limiting the impact of the inquiries on the credit score. By submitting your information, you agree to allow third-parties to verify your information (e.g. your driver’s license number, Social Security Number, etc.) and check your credit as may be described in their own terms and policies

+ Managing Your Privacy.

As set forth at Sections 5 & 6, above, Company and/or third-party marketers that either serve advertisements on our behalf and/or on behalf of others may use technology information to match your information to track your online browsing habits over time and across different websites on the Internet and to show you targeted advertising for products and/or services.

Because an industry-standard Do-Not-Track protocol has not yet been established, our information collection practices will continue to operate as described in this Privacy Statement regardless of any “Do Not Track” signals that may be sent by certain browsers or selected by you. However, you can visit www.cookiecentral.com and www.aboutads.info to learn more about this type of advertising and how to opt-out from receiving it by from companies that participate in the Digital Advertising Alliance (“DAA”) self-regulatory program. Opting-out, however, will not stop advertising from appearing on your browser. Rather, it may make the advertisements that you are presented with less relevant to your own personal interests.

We believe that you benefit from a more personalized experience when we know more about you and what you like. However, you can limit the information you provide to us and thereby limit the communications that we and/or third-parties send to you.

To prevent first and third-party online tracking from cookies, web beacons and other technologies on a webpage, website, or within an email message, for example, banner advertisements, do not visit the Website, utilize a changing IP address and do not click on or interact with any advertisements or links. Visit cookiecentral.com and aboutads.info to read more about cookies, including, without limitation, how you can modify your browser preferences to accept or reject all cookies, or request a notification when a cookie is sent (for example, from within Internet Explorer, Firefox, Safari, Google Chrome). As each browser is different, please check the help section of your browser for instructions on how to remove cookies and learn about other privacy and security settings that may be available.

To prevent first and third-party online tracking from cookies, web beacons and other technologies within an email message, unsubscribe from the email list using the unsubscribe link provided.

Online Tracking Opt-Out Guide

Like many companies online, we use services provided by Google, and other companies that use tracking technology. These services rely on tracking technologies – such as cookies and web beacons – to collect directly from your device information about your browsing activities, your interactions with websites, and the device you are using to connect to the Internet. There are a number of ways to opt out of having your online activity and device data collected through these services, which we have summarized below:

• Blocking cookies in your browser. Most browsers let you remove or reject cookies, including cookies used for interest-based advertising. To do this, follow the instructions in your browser settings. Many browsers accept cookies by default until you change your settings. For more information about cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit www.allaboutcookies.org.

• Blocking advertising ID use in your mobile settings. Your mobile device settings may provide functionality to limit use of the advertising ID associated with your mobile device for interest-based advertising purposes.

• Using privacy plug-ins or browsers. You can block our websites from setting cookies used for interest-based ads by using a browser with privacy features, like Brave, or installing browser plugins like Privacy Badger, Ghostery or uBlock Origin, and configuring them to block third-party cookies/trackers.

• Platform opt-outs. The following advertising partners offer opt-out features that let you opt-out of use of your information for interest-based advertising:

• Google: https://adssettings.google.com/

• Facebook: https://www.facebook.com/about/ads

• Twitter: https://twitter.com/personalization

• Advertising industry opt-out tools. You can also use these opt-out options to limit use of your information for interest-based advertising by participating companies:

• Digital Advertising Alliance: http://optout.aboutads.info/

• Network Advertising Initiative: http://optout.networkadvertising.org/?c=1

Note that because these opt-out mechanisms are specific to the device or browser on which they are exercised, you will need to opt out on every browser and device that you use.

+ Security of Your Personally Identifiable Information.

To prevent unauthorized access, maintain data accuracy and ensure the correct use of information we gather online, Company stores your PII in a database on secure systems. We have put in place appropriate physical, electronic and managerial security procedures to protect against the loss, misuse and alteration of the information under our control.

Access to this information is strictly limited, and not accessible to the public. Only employees who need the information to perform a specific job are granted access to PII. Our employees are dedicated to ensuring the security and privacy of all user information, to the extent reasonably possible. Employees who do not adhere to our firm policies are subject to disciplinary action.

But notwithstanding such measures, we cannot guarantee that its security measures will prevent our computers from being illegally accessed, and the data on them stolen or altered, and Company assumes no responsibility for such actions. You may request that your information be modified or deleted, as detailed herein.

In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your PII. Third-parties who receive your information are obligated by contract and/or applicable law to also protect your PII. However, Company is not responsible for the conduct of the third parties and does not warrant or guarantee the quality of their efforts, if any, to protect your information.

+ No Information Collected from Children.

We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children. We will never knowingly collect any PII about children under the age of eighteen (18) years old. If we obtain actual knowledge that we have collected PII about a child under the age of eighteen (18) years old, that information will be immediately deleted from our database.

Because we do not collect such information, we have no such information to use or to disclose to third-parties. Company has designed this statement in order to comply with the Children's Privacy Protection Act ("COPPA").

+ Links to Other Websites and Third-Party Privacy Practices.

We may provide links to other websites for your convenience and information. These websites may have their own privacy statements in place. We are not responsible for the content of linked websites or any use of such websites. Whether linked or not, you expressly acknowledge that other websites and/or websites of third-parties have their own privacy statements and personal information collection, use, and disclosure practices. We encourage you to familiarize yourself with the privacy statements provided by any/all third-party websites prior to providing them with information or taking advantage of an offer or promotion.

+ Special Notification for California Residents.

As a business subject to California Civil Code section 1798.83, We must disclose, upon request, the identity of third-parties to whom Company has disclosed your PII within the previous calendar year, along with the categories of personal information disclosed, for the third-parties’ direct marketing purposes. If you are a California resident and would like to make such a request, you may communicate your desire to do by contacting us here, or via mail at:

Goalry 23 Corporate Plaza Drive Suite 100, Newport Beach, CA 92660

PS rev1A 8_3_21We reserve our right not to respond to requests submitted other than to the contact information specified above.

+ Changes to This Privacy Statement.

We reserve the right to change or remove portions of our Privacy Statement at any time without prior notification. If we change this Privacy Statement, updates will be posted herein. Information will be used in accordance with the Privacy Statement under which the information was collected. Users will have a choice as to whether or not we use their information in this different manner.

Please check the Website frequently to apprise yourself of any changes that may affect you. The posting of any changes will be the only notice that you will receive regarding any such amendments or changes.

+ Privacy Inquiries or Complaints.

We strive to keep all PII accurate and complete. You are always fully in control of the information that we maintain to service you. You can also request that PII be deleted, however, we reserve the right to retain information necessary to establish lawful marketing consent. Information may also be withheld or exempted from deletion if this is required by law or is part of a fraud investigation.If you have any inquiries regarding our privacy practices, believe that we have not complied with this Privacy Statement, or would like to access and modify your PII, please contact us:

Goalry 23 Corporate Plaza Drive Suite 100, Newport Beach, CA 92660

California residents may also file grievances and complaints with California Department of Consumer Affairs via mail at 400 R Street, Suite 1080, Sacramento, CA 95814 or by phone at 916-445-1254 or 800-952-5210 or by email to dca@dca.ca.gov

NOTICE TO CALIFORNIA RESIDENTS

We are required by the California Consumer Privacy Act of 2018 (“CCPA”) to provide this CCPA Notice to California residents to explain how we collect, use and share their personal Information, and the rights and choices we offer California residents regarding our handling of their personal information.

CCPA Scope and Exclusions

This CCPA Notice, including the description of our Privacy Practices and your Privacy Rights, apply only to California residents whose interactions with us are limited to:

• Visiting our consumer websites,

• Signing up for email alerts,

• Commenting on or contributing to our blogs,

• Establishing an account that does not include financial products or services, or

• Applying for our job openings on our websites (however, note that the CCPA limits some of the privacy rights for job applicants).

This CCPA Notice does not apply to the personal information we collect, use or disclose about:

Consumers who initiate or complete the process of applying for financial products or services. This is because this information is subject to the federal Gramm-Leach-Bliley Act (“GLBA”) and implementing regulations, or the California Financial Information Privacy Act (“FIPA”), or Representatives of businesses that seek to obtain our products or services, or to provide products or services to us. For additional information relating to your choices about this information specifically, see our Consumer Privacy Disclosure section below.

Privacy Practices

We do not sell personal information. As we explain in our Privacy Statement

We use cookies and other tracking technologies to analyze website traffic and facilitate advertising. If you would like to learn how you may opt out of our (and our third party advertising partners’) use of cookies and other tracking technologies, please review the instructions provided in the Online Tracking Opt-out Guide