It's literally never too early to start teaching your children the importance of financial security. Few parents take this lesson to heart and their young ones may suffer. Thankfully, it is possible to teach your children good spending habits early in life and reinforce the importance of saving cash. One of the best ways to do that is to use finance books for kids that create a playful and fun atmosphere that kids may love.

In this article, we'll discuss why teaching financial literacy as early as possible remains important and highlight seven fun books that discuss finances. We'll also highlight several books that may work well for very young children and discuss how we at Goalry can help you prepare. As you can see, there's a lot to cover in this article, so let's just dive right in and show you more about this fascinating topic!

Why Early Financial Literacy is Important

Financial literacy is something that many people either learn far too late to improve their life or never master and stay stuck in a rough situation for years. That's because few schools teach the importance of saving money and parents don't take the time to pass these lessons on to their children. Thankfully, you can avoid this mistake by using books to educate your children on the importance of saving.

Using these books can teach or reinforce important lessons on saving and budgeting that may help your children later in life. Just as importantly, you may learn things you didn't expect and can engage with your child in many unique ways. Here are a few reasons you should consider investing in these finance books and read them with your children. It can help them:

Creating useful budgets is an important step for people, no matter their age. If you can teach your children how to make a balanced budget early in life, they should always have some money, no matter what their earning potential. That's a powerful lesson to learn.
Emergency funds are an important part of most people's lives. However, it's hard to emphasize their importance without proper education. Thankfully, finance books can teach your children how to create one that suits their needs in life.
Even the best budget is not always enough to stay out of debt. However, smart planning can help your children manage their debt and pay it off quicker. Finance books can teach them various lessons that make this process easier and more effective.
When your children get their first job or finish college and get their first big career, they may become excited and spend too much money too quickly. Financial literacy can help them avoid this common mistake and strong solvent and balance their spending.
Did you know many people won't retire and will probably work until they die? This sad fact is something that your children can avoid with proper financial literacy. Even if they don't have a high-earning job, they can use their intelligent budgeting to retire when they want.

As you can see, it is vital that you take this situation seriously and provide your children with the financial literacy education that they deserve. It is surprisingly not as hard as you might think if you use the following books to help them. Tap into your child's love of reading and teach them important life lessons at the same time. That's what we here at Goalry call a major win-win situation for all involved!

7 Fun Finance Books for Kids That You Should Buy

Finance books come in many styles and focus on a variety of lessons that may help your children in various ways. We researched many unique books to find the most diverse and engaging options for your children and focused on books that provided real lessons from which they could learn.

These books are also playful, funny, and provide important lessons that your children will understand with ease. They also don't condescend to children, a problem that may drive some young readers away from other books. Thankfully, that problem won't be an issue with these fun and engaging books.

1. Heads Up Money

“Heads Up Money” is one of the best books about financing for children because it teaches multiple different lessons. It is arranged in such a way to tackle common questions that teens may ask about money, such as what would happen if people just printed more money to give away.

Using simple-to-read prose that explains complex ideas fairly easily, this book provides young ones with an easy guide towards financial security. Just as importantly, it can help young teens who may get their first job and teach them other important skills.

One thing that also makes this book stand out is the way it connects these lessons with real-world examples and encourages teens to talk with their parents. This kind of engagement helps it stand out in a crowded field and makes it a good pick for many parents.

2. Dollars & Sense: A Kid's Guide to Using – Not Losing – Money

While this book's rather convoluted title may seem overdone, this guide is a powerful way to teach children about money. It is designed as a know-it-all guide to the history of money and how it works. Children will learn about how economies work and their impact on the world.

It also discusses things like recessions and depressions, talking about the Great Depression and Great Recession in meaningful and powerful terms. Children will learn all about how these situations affected them and their parents and why these events occur.

Just as importantly, this book teaches children about how to save money and the importance of interest rates, and much more. By teaching these skills to children at such an early age, it is possible for parents to help them learn from the mistakes of previous generations and stay financially secure.

3. The Everything Kids’ Money Book

“The Everything Kids' Money Book” is another playful book that teaches children about things like earning money, saving money, and investing money. While these are complex topics, the author approaches them in fun ways that will help young readers understand more about money.

Surprisingly, it was written by an attorney with years of experience in financing. It is only surprising because they use kid-friendly language so well without coming across as condescending or lecturing. That's a tough tone to hit and this book does it with skill and aplomb.

Just as importantly, this book uses real-world lessons that kids can understand, such as how to save money to buy toys and much more. The friendly tone talks to children as if they were adults and answers their questions in depth without ever becoming boring or like, gulp, sitting in school.

4. Make Your Kid a Money Genius (even if you're not)

Parents who don't know a lot about financing may find this book suits their needs perfectly. It can be read by both the parent and child, particularly together. Information includes real practical advice for children and steps for parents that help guide better spending habits.

For example, parents and children alike can learn about the importance of delaying gratification in order to save and become more responsible. Lessons about hard work, saving, and education are also touched on throughout this unique and satisfying book.

The fact that it helps both parents and children makes it an interesting option to read. Its simple-to-understand prose is also playful and engaging, which should help parents and children interact with the book on a more personal level. In this way, it can help both groups become better spenders.

5. Real World Money Lessons for Kids & Teens

“Real World Money Lessons for Kids & Teens” is a digital book designed for older children, typically teens or pre-teens just learning more about money. It helps young ones understand that money is not a limitless thing and that it has to be earned and spent in meaningful ways.

One of the best things about this book is its gamified learning experience. It is set up to reward children for reading the book and using the online app that comes with it. Completing each lesson gives kids rewards and accomplishments that mimic video gaming fun.

Just as importantly, this book includes quizzes, games, and other activities that are enjoyable for children. If you have a young one who loves learning and turning their learning experience into a game, then this book is probably the best option for you.

6. How to Turn $100 into $1,000,000: Earn! Save!

Do you have a child who is looking to invest, or who believes that they can become a millionaire overnight? This fun book may be the best bet for them. As you can see by the title, it has a somewhat cheeky approach that still educates children on saving.

It covers three principles: making, saving, and investing money. It includes actionable advice that kids can understand, such as getting a job, starting a business, and saving funds. Children also get a one-page business plan template and a personal budget tracker that is easy to understand.

The principles guiding this book are strong and are things that even parents may learn from if they read it. For example, you may learn about smart investment opportunities and how to identify options that make the most sense for your needs as a person.

7. Show Me the Money: Big Questions About Finance

“Show Me the Money: Big Questions About Finance” uses what it calls a “holistic approach” to help young readers learn more about economics and saving. Children learn about personal finance, trade, and how economies work. They also learn about setting up and running businesses.

By combining all of these lessons into a single book, children can learn more about these topics and feel comfortable expanding their investing habits. Parents can even learn more about investing and use this information to become smarter and more informed people.

What makes this book so fascinating is how it tracks global economics. Many books for kids talk about either the American economy or discuss finances on a personal level. This book also does that but expands its approach to discuss far-reaching implications, including how other economies affect each other.

A Few Runner Ups for Very Young Children

The seven books above should provide your children with the unique financing education that they need. However, there are a few other unique books that may be suitable for very young children. These guides typically use familiar childhood favorites to explain money, investing, and much more. Here are a few books you may want to introduce to your child very young in life:

Trouble With Money – This Berenstain Bears classic shows Brother and Sister Bear struggling with careless spending and shows the importance of managing and saving cash.
One Cent, Two Cent, Old Cent, New Cent – This Cat in the Hat book works in the tradition of Dr. Seuss to explain money in a fun and silly way that young children may appreciate.
Curious George Saves His Pennies – Here's another classic that examines the importance of saving money by using an example all children can relate to: buying new toys.
Just a Piggy Bank – Little Critter and his friends learn about how to save money in a piggy bank, which can help children learn about the importance of saving their money.
A Boy, A Budget, and a Dream – This fun book is a new modern classic that teaches children how to carefully budget and save to buy things they like.
You Can't Buy a Dinosaur With a Dime – Kids love dinosaurs: it's a universal truth across most cultures. This book teaches children about the importance of saving money.

We recommend reading these books with your children and discussing their lessons. Children are very smart and can often figure out what a book is trying to tell them without these discussions. However, talking with them about it can ensure that they truly grasp what each book is trying to say. It also gives you time to interact with your child and maybe learn a few important lessons yourself.

How Goalry Can Help You

Goalry is a unique app that can help you find financial help in life. We are not a lender and cannot provide you with any money: let's just get that out of the way right now! However, what we can offer you is a unique way to identify lenders that may help you provide for yourself and your children. Here's what you need to know about Goalry and the unique ways that we can help you.

First of all, you can download our app and use it to seek out different lenders that may suit your needs. You can sort through them based on their lending terms and various other factors. Our goal is to help you identify a lender that will provide you with the financial support that you want and deserve and minimize any long-term issues that may affect your life and that of your children.

You can also find contact information, details about how to apply for loans, and much more. Our team works hard to create an app that is as high-quality as possible. In this way, you should find it easier to identify the fantastic lenders that make the most sense for you. You can also identify other financial options that may work for your needs, including grants and other financing options.

So why not download our app and set up your profile today? We have paired with all the strongest and most respected financial companies on the market today. While we cannot guarantee that you'll find a financial team that can help you, we know that our services can improve this search process. Your financial future and that of your children deserve this kind of fantastic and revolutionary help.

In Conclusion

As you can see, the most playful finance books for kids can teach them how to handle their money better and provide them with many other unique benefits. It is important to take this process seriously, as your children may run into financial situations later in life that you simply cannot predict.

For example, will cryptocurrency get out of its current rut and become the primary financial option for many people? Or will other new trends emerge that simply cannot be predicted? The future is never certain, and it is important to do what you can to ensure that your children are safe and secure.

7 Best Playful Finance Books for Kids

Why Early Financial Literacy is Important