It is difficult to save if you do not have a specific objective, therefore, it is vital that you put a "name" to that saving, whether it is to pay for a personal or a family trip, buy a new car or collect for the down payment on the new house. This will help you focus on what you really want and think carefully about each expense you make and whether it affects the savings.
Read MoreWe surveyed 3,000 American parents and discovered a number of reasons for their savings goals - to find out more about the results, click here.
Read MoreWhen it comes to your retirement, your home isn’t necessarily going to be where you live now but where you can afford. Before you relocate, you want to make sure you have saved enough to live on since pension checks and Social Security may not be enough to cover all your living expenses.
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